diff --git a/fs/cifs/connect.c b/fs/cifs/connect.c
index f6712b6..c0b4d72 100644
--- a/fs/cifs/connect.c
+++ b/fs/cifs/connect.c
@@ -2432,7 +2432,7 @@
 	}
 
 	down_read(&key->sem);
-	upayload = user_key_payload(key);
+	upayload = user_key_payload_locked(key);
 	if (IS_ERR_OR_NULL(upayload)) {
 		rc = upayload ? PTR_ERR(upayload) : -EINVAL;
 		goto out_key_put;