diff --git a/auth1.c b/auth1.c
index 3f93b98..2a9d18b 100644
--- a/auth1.c
+++ b/auth1.c
@@ -25,9 +25,11 @@
 #include "session.h"
 #include "uidswap.h"
 #include "monitor_wrap.h"
+#include "buffer.h"
 
 /* import */
 extern ServerOptions options;
+extern Buffer loginmsg;
 
 /*
  * convert ssh auth msg type into description
@@ -251,8 +253,23 @@
 
 #ifdef USE_PAM
 		if (options.use_pam && authenticated &&
-		    !PRIVSEP(do_pam_account()))
-			authenticated = 0;
+		    !PRIVSEP(do_pam_account())) {
+			char *msg;
+			size_t len;
+
+			error("Access denied for user %s by PAM account "
+			   "configuration", authctxt->user);
+			len = buffer_len(&loginmsg);
+			buffer_append(&loginmsg, "\0", 1);
+			msg = buffer_ptr(&loginmsg);
+			/* strip trailing newlines */
+			if (len > 0)
+				while (len > 0 && msg[--len] == '\n')
+					msg[len] = '\0';
+			else
+				msg = "Access denied.";
+			packet_disconnect(msg);
+		}
 #endif
 
 		/* Log before sending the reply */